Our loans are for short term use only. If you miss your repayment, a default fee may be charged and it may impact your credit rating. You also need to be able to repay us on the date you promise. So please don't apply if you have any concerns about your ability to repay.
Is a Extra Cash Loans right for me?
We’re here to ease your short term, urgent cash flow needs. So, if you’re short of cash due to an unexpected bill, emergency or opportunity you can’t miss, we could help. We know life doesn’t always go to plan, so we’ve made our service as flexible as possible.
Things to think about before applying
Our loans are intended for occasional use only
You shouldn’t use our service to manage existing debt or if you’re already feeling the strain financially
Our loans must be repaid within weeks
Our service isn’t designed for long term borrowing and isn’t always the cheapest option
What if I have bad credit?
Lenders do a credit check as part of the decision making process, so if you've got a very poor credit record it may affect the decision. This however doesnt automatically rule you out, as lots of other factors are brought into consideration, as well as honesty and trust.
Do I need to be a homeowner?
No you are not required to own a home to get a loan.
If you don't repay on time
You’ll be charged a missed payment fee. We may report this to credit reference agencies. This may affect your credit rating and your ability to get credit from us or other lenders in the future. It may also make getting credit more expensive in the future.
Is a bank account required
Yes it is required, so we can deposit the money into your account.
The Deal
If your application is approved, you’ll need to keep a serious promise. We want our relationship to be a happy and trusting one, so we lay out the facts as clearly as possible. Only you can decide whether to apply or not. So if you’re not sure you can afford a loan, or comfortably repay on your chosen date, please get advice before making a decision.
Extra Cash Loan 
